Minister for Housing Simon Coveney recently announced the expansion of the mortgage-to-rent scheme with some important developments for households in long-term and unsustainable mortgage arrears. The scheme, first introduced in 2012 is a government initiative to help homeowners who are at risk of losing their home due to mounting mortgage arrears. The conversion rate since its launch has been relatively poor with an estimated 217 arrangements completed to date and a further 635 pending. Whilst there are a number of reasons contributing to the low rate of uptake on the scheme, the primary is the multitude of stakeholders involved in what has been described as an overly bureaucratic process. The new changes aim to promote awareness of the scheme and ultimately increase the number of homeowners in mortgage arrears applying to the scheme.